Not everyone follows the same path to building a family. And not every journey follows the expectation of ‘want a baby, get pregnant, have a baby, return to work’. Physical, emotional and financial well-being can be impacted when navigating the complexities of trying to build a family. In addition to comprehensive health plan coverage for pregnancy, benefits for fertility and infertility as well as adoption and surrogacy are available through the Franklin County Cooperative health plan. Download the brochure, view the FAQ or read the following information to learn more about each of the available programs and resources.
The health plan provides comprehensive coverage for maternity services and most members pay no more than the annual deductible for a traditional pregnancy. Coverage is available at both in and out-of-network providers.
Several support programs are available for expectant families, including the Maternity Support Program and Maven. Learn more about each of these programs below.
Effective January 1, 2023, employees enrolled in the health plan are provided a $30,000 lifetime maximum benefit for adoption and surrogacy services. (This is a separate benefit than the $30,000 provided for fertility and infertility services.) This is not a United Healthcare program. Maven Wallet administers this program and enrollment in Maven is mandatory.
Maven Wallet is a reimbursement program. Qualified adoption or surrogacy expenses are paid by the member and paperwork (receipts, etc.) are submitted to Maven Wallet for reimbursement. Reimbursement is made through employee payroll. Surrogacy reimbursements are treated as taxable income. Certain adoption reimbursements may receive more favorable tax treatment.
A healthy pregnancy is the first step to a healthy baby and mother. The Maternity Support Program is available through United Healthcare and provides personalized support from maternity nurses. The nurses discuss healthy pregnancy habits and provide educational resources throughout the pregnancy. There is no cost to join and a $200 incentive is available to anyone who enrolls in and completes the program. For more information about the Maternity Support Program, call the number on the back of your United Healthcare id card (1-877-440-5983).
Maven is a new program available in 2023. It is not a United Healthcare program, but does compliment the maternity, fertility and infertility benefits available through your health plan.
Maven provides end-to-end support for every path to parenthood and offers services, resources and coverage not previously offered. It helps navigate preconception, pregnancy and postpartum with content tailored to your individual experience and needs. It is also your path to Maven Wallet, which offers support and reimbursement for adoption and surrogacy services.
You are assigned a dedicated Care Advocate to help you understand your benefits and all Maven can offer including access, education and referrals to in-network fertility clinics and doctors, IUI/IVF/egg freezing, reproductive endocrinologists, male fertility specialists, doulas, lactation consultants, sleep coaches, nutritionists, adoption and surrogacy coaching and much more.
Enrollment in Maven is 100% voluntary (with the exception of those using Maven Wallet), however, is strongly encouraged for those facing difficult or non-traditional paths to parenthood. The plan pays all Maven enrollment / membership costs.
Starting or growing your family can present unique challenges. Your Franklin County Cooperative has programs and resources in place to help you navigate many of these needs and support you along your family forming journey.
Not finding what you are looking for? Please view a listing of our other programs.